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Dave Ramsey's Seven Baby Steps for Financial Freedom

Dave Ramsey's Seven Baby Steps 


Dave Ramsey offers advice to radio listeners around the United States, including in Balitmore, Maryland, Frederick, Maryland and surrounding areas.  Here are Dave's Seven Baby Steps that he recommends to get out of debt and take control of your financial life.  Dave's advice is always simple, even though simple doesn't neccessarily mean easy!  But, taking these steps will give you confidence to continue to improve your financial life.  Thanks Dave for your great advice!

Step 1: $1,000 In Emergency Fund

Step 2: Pay Off All Debt With the Debt Snowball

Step 3: 3 to 6 Months Expenses in Savings

Step 4: Invest 15% of Income Into Roth IRA's and Pre-Tax Retirement Plans

Step 5: College Funding

Step 6: Pay Off Your Home Early

Step 7: Buiild Wealth and Give!


Jon Parks has contracted with Dave Ramsey as a Smart Vestor Pro. Dave Ramsey's Smart Vestor Pro is for investment services only.  Dave Ramsey's endorsement does not extend to the financial planning or investment advisory services offered through Lincoln Financial Advisors.  Lincoln Financial Advisors is separate from and unaffiliated with Dave Ramsey.  Smart Vestor Professionals pay a fee to be included in the network.